Flood risk

Property professionals need a knowledge of flooding and the sources and causes of flooding as this can affect the ability of residential property owners to obtain mortgage finance and insurance.

Flooding affects land and property values, investment and planning decisions, and the nature of property development, refurbishment and protection schemes. Research also underlines its considerable psycho-social impacts, pointing to the importance of the surveyor’s professional knowledge and softer skills in dealing with severe flooding.

Flooding or the risk of flooding should be reported in an appropriate way at the appropriate time, such as during mortgage valuations and surveys.

This section is maintained by Professor David Proverbs, Associate Dean at Birmingham City University.