Commercial property > Property insurance
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Risk assessment: commercial property - Safe and sound
29 June 2010
Michael Miles reports on risk assessment issues and the physical security of building access. The costly toll of vandalism and theft on property owners and businesses, and the...
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Policy covers
20 August 2009
The minimum cover required is usually specified in the lease. In addition to the usual perils, cover can relate to property owner's liability, engineering, latent defects, environmental impairment...
Summary
Every situation involving property insurance issues has unique considerations. This section gives general advice in each area of property insurance. Key topics include lease responsibilities, definitions and who should insure; insurers' requirements for new property risk and an engineering quotation; management agreements; liability and indemnity; insurance principles; claims; commercial lease code; contractors' cover; valuations; FSA; policy clauses including interest clauses, average, subrogation waivers, non-invalidation clause, unoccupancy clause or warranty; technical issues including day one reinstatement; and policy covers including latent defects and EIL.
This section is maintained by Jeremy Canvin of Bluefin.
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Worksmart tools
- Contract Administrator
- ProForms
- Survey Writer
- Leases
- Insurers' requirements to underwrite property risks
- Management agreements and contractors' contracts
- Liability and indemnity limits
- Insurance principles
- Claims
- Commercial lease code
- Issues for a landlord if the tenant insures
- Contractors' cover
- Valuations
- Financial Services Authority
- Commonly checked policy clauses
- General technical points
- Policy covers
- Legal contingencies
- Glossary
- Insurance case law